This Privacy Notice for Vault ("we," "us," or "our") describes how and why we might access, collect, store, use, and/or share your personal information when you use our services, including when you download and use our mobile application (Vault) — an AI-powered personal finance app for iOS that helps users calculate their FIRE number (Financial Independence, Retire Early) and provides personalized financial advice based on their income, expenses, debts, and savings.
Questions or concerns? Contact us at markoberladin@gmail.com.
We collect personal information that you voluntarily provide when you register on the Services or participate in activities on the Services.
All payment data is handled and stored by Apple and RevenueCat. You may find their privacy notices at apple.com/legal/privacy and revenuecat.com/privacy.
We process your personal information for the following purposes:
We may share your data with third-party vendors who perform services for us:
We may also share information in connection with business transfers (merger, acquisition, or sale of assets). We have not sold any personal information to third parties in the preceding 12 months.
Yes. Vault offers AI-powered features including financial analysis, FIRE number calculation, and personalized financial advice. These features are powered by third-party AI providers (Anthropic and OpenAI). Your input and personal information may be processed by these providers to enable the AI features. All processing is governed by this Privacy Notice and our agreements with these providers.
We keep your personal information for as long as you have an account with us. When we have no ongoing legitimate business need to process your personal information, we will delete or anonymize it.
We have implemented appropriate technical and organizational security measures to protect your personal information. However, no electronic transmission over the Internet can be guaranteed 100% secure. You should only access the Services within a secure environment.
We do not knowingly collect data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18. If you become aware of any data we may have collected from children under 18, please contact us at markoberladin@gmail.com.
Depending on your location, you may have the right to:
To exercise these rights, contact us at markoberladin@gmail.com.
Yes. We may update this Privacy Notice from time to time. The updated version will be indicated by an updated date at the top of this notice. We encourage you to review this Privacy Notice frequently.
In the event of a data breach that affects your personal information, we will notify affected users within 72 hours of becoming aware of the breach. Notification will be sent via the email address associated with your account and, where required by law, to the relevant supervisory authority.
Our notification will include:
If the breach is likely to result in a high risk to your rights and freedoms, we will communicate the breach to you directly without undue delay. We maintain an internal breach register and incident response plan to ensure timely detection, investigation, and resolution of any security incidents.
Vault
8075 Sawyer Brown Rd, Apt 712
Nashville, TN 37221
United States
Email: markoberladin@gmail.com